Current interest rate for consolidating student loans
We’ve put together a library of essential resources (like how-to guides, comparisons, and calculators) to help you make better choices when it comes to refinancing student loans. Browse Resource Library When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans.
A student loan refinance is a good choice for people who have seen advances in their income, career, or credit score since they were in school.
Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.
Variable Interest Rate Solution DCU offers Student Loans through Credit Union Student Choice.
This helps us build a better picture of your full financial profile so that we can offer our clients the lowest possible rates on their loans.
For more detailed information you may contact a Student Loan Specialist by phone at 800-324-1589 or visit: Student Loans are offered and serviced through Credit Union Student Choice.
The funds for the loans are usually required to be paid directly to the school and you may not be able to use the funds to pay off your Personal Credit Card.
If your loan is subject to a floor rate (also known as a minimum interest rate) as specified in your promissory note, your rate will never be less than the floor rate. Digital Federal Credit Union reserves the right to change rates for new applications at any time and without notice.
All loans are subject to approval and restrictions may apply.
Any increase in the Index may increase the APR and may increase the amount of your monthly payment. As of October 1st, 2017, the Prime index (Index), as published in the Wall Street Journal, used is 4.25%. This Margin is added to the Index to determine the calculated interest rate. Current offered rates are calculated using the Index, Margin, and Floor values in effect. co-borrower which may result in a better chance of approval and/or lower interest rate. Fixed interest rate solution: your interest rate is fixed and is based on your credit qualification and the repayment term you select.