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If your loan is subsidized, you won’t be responsible for making any payments until after you graduate.
Your interest rate typically should be 3.76% in 2017-2018 school year.
If you’re a medical student, you have the highest limits.
You may borrow up to ,500 annually and 4,000 in total.
There are two types of Stafford Loans: subsidized and unsubsidized.
The type helps determine your interest rate and maximum loan amount.
Student loans come in many shapes and sizes, and the regulations for them can be different as well.
You cannot accrue more than ,000 in subsidized Stafford Loans throughout your undergraduate studies.
If you have an unsubsidized loan, you’re responsible for paying off all the interest.
In 2017, interest rates were fixed at 3.76% while you’re in school, but payments are typically deferred — or postponed — until after you graduate. Your annual Stafford Loan limit for unsubsidized loans ranges from ,500 to ,500, depending on your year in school and whether you are claimed as a dependent on someone’s tax return.
Those four loan programs account for 80% of the federal loans made for college students.
For many people, a college education is impossible to obtain without borrowing money to pay for it.
You are eligible for a larger loan if you are financially independent.